Are your lending and operating processes and service delivery channels adapting to changing member expectations? What's your plan to improve profitability and stabilize capital with an influx of stimulus dollars since early 2020, lower non-interest income, low loan rates, and rabid competition for auto loan volume? Call or email. I can help ensure you're prepared to thrive "post-COVID."
Every year, you meet to strategize about critical operational and financial plans. When was the last time you changed the way strategic meetings are managed? Does your "old school" strategic planning process continue to provide the right output to ensure your institution succeeds well into the future?
David has been in the credit union industry for over 30 years, helping institutions from $10 million to over $1 billion manage risks. Whether it's loan quality and portfolio management, commercial and mortgage lending underwriting and operations, collections, profitability, regulatory demands, strategic planning, ALM, ERM, or internal audit planning and assistance, David has helped - and he can help you, too.
Through three different paths within one credit union-focused career, David always has been consulting with his clients. A long tenure in risk management with America's only private deposit insurer provided exposure to many different states throughout the country - and an understanding that solutions are developed on a case by case basis, not a one size fits all basis. Tenure with a large regional CPA firm in the Midwest, nurturing its credit union niche practice; and, a short stint within a community bank and credit union practice of a national investment banking company, provided additional consulting opportunities.
Listening and planning - these are the first goals that need accomplished through any successful consulting relationship. David strongly believes that each project deserves its own strategy, allowing delivery of the highest quality product at the best value to the client.
Serving savvy credit unions from Columbus, Ohio and Sonoma, California